Personal Finance Manager

The Personal Finance Manager represents the core of OurCashFlow.

Complete financial picture – Our PFM connects customers to accounts at all their financial institutions – checking, savings, retirement, mortgage, credit card, investments and more – allowing them to track each account conveniently from their bank’s trusted portal. A financial dashboard provides users with an overview of their net worth, income and expenses, and savings goals.

Step-by-step budget guidance – Our budget wizard guides users through the process of creating a budget, using customers’ actual income and expense or using national averages from people who match their demographics. The PFM automatically tracks spending for each budget category, helping users monitor expenses by type.

Automated expense categorization – Our categorization engine uses a patent-pending approach to automatically gather daily financial data and categorize expenses with 95 percent accuracy. Customers can easily modify or create their own rules and can quickly re-categorize and add descriptions to transactions.

Savings tracker – OurCashFlow helps users track their savings goals and factors those into their overall budget, making it easier to create a realistic savings plan. A unique “Can I Buy It?” feature shows the impact of making potential purchases.

Alerts – Customers can choose to be alerted when they approach user-defined spending limits. Alerts can also be set based on account balances, deposits, purchase transaction amounts, or designated merchants and can be displayed on the PFM dashboard or via email or text message.

User friendly interface – Consumers don’t need any accounting knowledge to use our tool. Based on Rich Internet Application (RIA) technology, features like drag-and-drop and dynamic charting make working with the PFM fun and easy.

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