OurCashFlow Software

OurCashFlow is a personal finance management product designed for financial institutions. Banks, credit unions and thrifts can use the software to enhance their online banking sites, boosting customer loyalty and cross-selling. Core bank processors can use the product, too, integrating it with their online banking solutions to offer new value for clients. Our PFM is built to be bank-branded and adopt the look and feel of existing web sites.

OurCashFlow aggregates account information from multiple institutions in a single, secure portal. Users can view account balances and transactions, analyze spending and net worth, even create and manage budgets – all in one place.

What makes our product unique?

Built for banks – From the ground up, our software is designed to be customized, integrated and managed by financial institutions. Navigation, headers and colors can be updated quickly and easily, and individual components can be embedded on pages within existing online banking sites. OurCashFlow was built as an enterprise-class system with user interfaces tailored for administrators and support staff. Built-in tools make it easy to monitor and manage system use and performance. When it’s time to integrate with core banking systems, our experienced engineers can help plan and manage a smooth implementation.

Flexible deployment options – Financial institutions can license OurCashFlow for in-house use. A second option allows customers of Jack Henry & Associates to use OurCashFlow integrated with their popular NetTeller online banking solution. Bank holding companies can operate the software on behalf of multiple banks, each presenting a unique look and feel. Multilingual support makes it easy to present text in preferred languages.

Spending categorization – We employ a patent-pending approach to expense categorization to help users track their spending. Our rules-based engine learns as it goes, automating work and making it easy for users to modify or create their own rules. Once the software is integrated with core banking systems, it provides instant, up-to-date information the first time a user clicks on the PFM, showing all their historical information analyzed.

Cross-selling tool – An optional FI Dashboard helps financial institutions plan and manage cross-selling with new speed and efficiency. Use it to organize and analyze customer information; to streamline and automate the scheduling, creation and delivery of relevant sales messages; and to measure the effectiveness of campaigns to guide future marketing programs.

Banks remain our most trusted guardians of financial information and offer the unique ability to both monitor and move money. With PFM use on the rise, now is the time for financial institutions to take the lead in providing online PFM access. With OurCashFlow, banks can leverage a holistic view of customers’ accounts to build loyalty and revenue like never before.